How To Save Your Money Post-Holiday Season

20161204_102554The holidays are over!! For those of us who are always on a budget, it is the best and worst time of the year. The best because of free food and gifts, but the worst because we have to purchase things for our loved ones. I know that once Christmas was over, I breathed a huge sigh of relief.
I’ve gradually learned to start buying items earlier and earlier in the year. If you really want to save money on your 2018 Xmas, you need to start shopping now! All stores (in UK and USA) are discounting their holiday stock to get rid of it! There will be cheap lights, ornaments, and holiday themed decor galore in the shops. So, if you like to have a blinged out Christmas house but you are poor, then buy now, decorate later!
Not only are Christmas decorations on sale, but so are a lot of stocking stuffers and gifts. Children’s toys are marked down, winter clothing, knick knacks, basically anything that the stores put out in December is now on sale. Even though we are in the middle of the cold season, stores will soon begin selling spring and summer wardrobes. This means that long sleeve tops and thick winter coats are all on sale. TK Maxx is selling some of their coats for 50%. Winter boots are also a thing to keep your eye out for, because now is the only time a low budget can afford to buy them.
Take advantage of this!! If you need to buy a loved one some jewellery, now is the best time to do it. Most jewellers are doing 30-50% off in an effort to move the extra items they purchased. If your wife has a birthday in the year 2018, save yourself some money and hassle and buy it now.
The last thing to purchase now is all the left-over holiday food. I don’t mean old ham or turkeys, but the Christmas themed bags of candy, candy canes, hot chocolate, junk food. This isn’t so much a money saver in the UK, because they don’t have much holiday food (except mince pies) but in the US, Target, Walmart and your local grocery store will be filling shelves with these holiday treats. I used to wait till the day after Christmas and take the money I had been given to buy in bulk all the candy I couldn’t usually afford.
Take my advice and brave the malls and shops now!! You will (hopefully) have some holiday gift money that you can spend to buy gifts, food, and clothes you will need later in 2018. In the long term, this will save you loads of cash and stress!

 

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